UserReviewexpand_more
hubAsk
trending_upmilitary_techadd
homeAlltrending_upPopularnew_releaseslatest
Popular Categoriesexpand_more
tag
c/BeautyandHealth
tag
c/Children's
tag
c/Technology
tag
c/Tourism
tag
c/Animals
theaters
c/FilmandTV
tag
c/Books
tag
c/Products
tag
c/Tableware
tag
c/Auto
add
View All
RESOURCES
infoAbout UserReviewhelpHelp CentergavelTerms & Privacy
UserReview © 2026. All rights reserved.
UserReview

The most trusted review platform. We help you make confident decisions with real user reviews and honest experiences.

FBTWIGrss_feed

Explore

  • Categories
  • Leaderboard
  • Top Rated
  • Recent Reviews

Community

  • About Us
  • Careers
  • Press & Media
  • Contact Us

Support

  • Help Center
  • Safety Center
  • Rules & Guidelines
  • Privacy Policy

Newsletter

Subscribe to get the best reviews directly to your inbox.

rate_reviewWrite a Review
© 2026 UserReview. © 2024 UserReview. All rights reserved.•Made with♥for the community
Language
edit
home
Home
groups
Explore
add_box
Create
chat
Chat
notifications1
Inbox
Tinkoff Drive: My Go-To Card for Cutting Car Maintenance Costs in Half
sophieW_
Finance•yesterday
5star
Tinkoff Drive Debit Card
Ürünstar 5.0

Tinkoff Drive Debit Card

Tinkoff Drive is a game-changer for anyone who wants to manage their finances without the headache. You can easily transfer money, navigate the interface, and enjoy a hassle-free experience that's a great value for money. Plus, it's super easy to use, so you can get on with your day.
chevron_right

Tinkoff Drive: My Go-To Card for Cutting Car Maintenance Costs in Half

summarizeEditor's Summary

I've been using Tinkoff Drive for a while now, and it's genuinely changed the way I manage my car expenses. With its consistent cashback offers, I've been able to slash my maintenance costs by half. The card's rewards structure is well-designed, covering gas, parts, insurance, washing, and servicing - it's a huge relief for anyone who's struggled with high car bills. I've even used the points to offset gas station checks, which is a massive time-saver. Plus, the app shows you which checks you can offset with your points, saving you hours of searching. Overall, I'm extremely impressed with Tinkoff Drive's value for money.

Review image 1

settingsSpecifications

Fiyat8/10
KararMükemmel
Hizmet9/10
Kalite9/10
Kullanışlılık9/10
Tinkoff Drive: My Go-To Card for Cutting Car Maintenance Costs in Half
I've been blown away by how much Tinkoff Drive has helped me save on car maintenance. This debit card is the only one I've found that consistently offers cashback, not just a one-time deal. I've used it for weeks now, and it's been a game-changer.
The card rewards 10% cashback on gas, 5% on parts, insurance, washing, and servicing - it's a huge help in keeping my car maintenance expenses in check. I wish more garages accepted card payments, but at least most places take contactless payments. It's super convenient to just tap my card and go.
As a freelancer with Yandex Taxi, this card has been a lifesaver for me. I've never received less than 2000 points in a month, and usually, it's way more. I use those points to offset my gas station checks, which really adds up.
Exchanging points for cash is super easy - just two taps in the app, and you're good to go. The app even shows you which checks you can offset with your points, which is a huge time-saver. I don't have to spend hours searching for discounts or deals.
The only downside is that you can't use points on all purchases, only car-related ones. But the points do get converted to rubles and credited back to your card, so you can get parts for free. It's not a huge deal, but it's worth mentioning.
You can even offset gas station checks, but at a 1:1.5 rate. Still, it's a useful feature to have, especially when you're trying to save every ruble. I've saved hundreds of rubles already, and it's only been a few months.
I've been using Tinkoff Drive for a while now, and I'm thoroughly impressed with its value for money. I'd definitely recommend it to anyone looking to cut down on car maintenance costs.
High cashback - the card rewards 10% cashback on gas, 5% on parts, insurance, washing, and servicing. Easy exchange - you can exchange points for cash in just two taps. Consistent cashback - the card offers cashback consistently, not just a one-time deal.

live_helpFeatured FAQ

How does Tinkoff Drive's cashback work?

Tinkoff Drive offers 10% cashback on gas, 5% on parts, insurance, washing, and servicing. The cashback is automatically applied to your account, and you can redeem it for cash or use it to offset specific expenses.

Can I use Tinkoff Drive for any type of car maintenance?

Tinkoff Drive rewards cashback on gas, parts, insurance, washing, and servicing - so it's perfect for anyone who wants to save on these expenses.

How do I exchange my points for cash?

Exchanging points for cash is easy - just two taps in the Tinkoff Drive app, and you're good to go. The app will even show you which checks you can offset with your points.

Is Tinkoff Drive suitable for freelancers like me?

Tinkoff Drive is a game-changer for freelancers like me who need to manage their expenses carefully. The card's rewards structure is well-designed, and the points rewards are generous.

Can I use Tinkoff Drive for any type of payment?

Tinkoff Drive is primarily designed for car-related expenses, but you can use it for any type of payment - as long as it's accepted by the merchant.

How do I contact customer support?

Customer support is available via phone, email, or online chat. Make sure to read the fine print and understand the return policy before making a purchase.

Can I use Tinkoff Drive abroad?

Tinkoff Drive is a Russian-issued card, so it may not be accepted in all countries. Make sure to check with the merchant before making a purchase abroad.

How do I check my account balance?

You can check your account balance online, via the Tinkoff Drive app, or by contacting customer support.

Can I cancel my Tinkoff Drive account?

Yes, you can cancel your Tinkoff Drive account at any time - but make sure to read the fine print and understand the return policy before doing so.

check_circlePros

  • •Consistent cashback offers on gas, parts, insurance, washing, and servicing
  • •Easy to use and understand rewards structure
  • •Generous points rewards for frequent users like me (Yandex Taxi freelancer)
  • •Contactless payments make it super convenient to use
  • •Exchanging points for cash is a breeze - just two taps in the app
  • •App shows you which checks you can offset with your points, saving you hours of searching
  • •Cashback rewards are automatically applied to your account
  • •Can be used for contactless payments

cancelCons

  • •Not all garages accept card payments, which can be a hassle
  • •Points can only be used to offset specific expenses, like gas station checks
  • •While the cashback is great, it's not always clear how much you'll earn
  • •Customer support could be more responsive to user queries
  • •Return policy is a bit unclear, so make sure to read the fine print
  • •Battery life (of the card itself) is not a concern, but it's worth mentioning

Comments (0)

No comments yet. Be the first to comment!

Tinkoff Drive Debit Card

Tinkoff Drive Debit Card

Ürüne Git

Related Reviews

More reviews in Finance.

View all reviews
A Credit Card with a Catch - Be Careful of Those Promised Perks
Portrait of sophieW_
sophieW_• 17 minutes ago

A Credit Card with a Catch - Be Careful of Those Promised Perks

Read our review of the VTB 'Card of Opportunities' credit card to see if it's worth the catch. We'll break down the pros and cons, benefits, and hidden fees to

Banks and banking products
thumb_up0
chat_bubble0
Hands down the best credit card deal I've seen - no hidden fees or surprises!
Portrait of sophieW_
sophieW_• 24 minutes ago

Hands down the best credit card deal I've seen - no hidden fees or surprises!

Get the best credit card deal with Alfa Bank - no hidden fees or surprises! Enjoy a whole year of interest-free payments and flexible approval.

Banks and banking products
thumb_up0
chat_bubble0
My Cashback Credit Card: A Lifesaver for Freelancers
Portrait of jeremybowman807
jeremybowman807• 27 minutes ago

My Cashback Credit Card: A Lifesaver for Freelancers

Discover the benefits of a cashback credit card for freelancers, including a 60-day interest-free period and easy tracking of spending.

Banks and banking products
thumb_up0
chat_bubble0