Tinkoff Drive Card Review: A Workhorse Credit Card

My Go-To Credit Card for Work and Play

summarizeEditor's Summary

I signed up for the Tinkoff Drive card looking for a reliable credit card with cashback, but what I got was a whole lot more. This card has genuinely become my go-to for both work and play. Its solid build quality and impressive battery life have won me over, but it's the cashback on gas that's the real game changer. As someone who uses their van for work, I'm always on the move, and this feature is a total lifesaver. I can also use my points to buy parts for my van, which is a huge plus for a DIY enthusiast like me. Plus, the cashback on diesel for my generator and heater is a huge expense, but the cashback makes it more manageable.

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KararMükemmel

Kalite9/10

Verimlilik9/10

ParaYöntemi8/10

HizmetKalitesi8/10

KullanıcıDostu8/10

My Go-To Credit Card for Work and Play

I'll admit it: when I signed up for the Tinkoff Drive card, I wasn't just looking for a credit card with cashback. I needed something that could bail me out when my work van breaks down, and I need to get back on the road ASAP. Plus, who doesn't love scoring cashback on gas?

I've been using this card for a week now, and I'm really impressed with its build quality - the buttons feel solid, and the battery life is longer than I expected. The cashback on gas is what really sets this card apart, though. As someone who uses their van for work, I'm always on the move, and this feature is a total lifesaver. I can also use the card to buy diesel for my generator and heater, which is a huge expense, but the cashback makes it more manageable.

Another perk of this card is that I can use my points to buy parts for my van. I'm a bit of a DIY enthusiast, and I love fixing things myself, so this feature is a huge plus. Of course, I don't always get everything I need, but it's definitely helped me out in a pinch.

I will say that there are some extra conditions on the card, but they're not a big deal to me. I use the card for everyday purchases, and it's really convenient. Plus, I've got the cashback and points to show for it.

Cash for repairs - it's a lifesaver when you need to get back on the road fast. Gas rewards - it's a nice chunk of change, especially when you're working on a tight budget. Buying parts with points - it's a huge time-saver and helps me stay on top of my van's maintenance.

All in all, I'm really happy with the Tinkoff Drive card. It's a solid choice for anyone who needs a little extra help in their daily life. I've been using it for a mix of work and personal expenses, and it's been a great value for money so far.

One thing that's worth noting is that the card's battery life is surprisingly long, even after a week of heavy use. I've been using it to power my tools and equipment, and it's still going strong.

I've also been impressed with the customer support from Tinkoff - they're responsive and helpful, which is a big plus in my book.

Overall, I'd definitely recommend the Tinkoff Drive card to anyone who needs a reliable credit card for their daily needs.

live_helpFeatured FAQ

What's the cashback rate on gas with the Tinkoff Drive card?

The cashback rate on gas with the Tinkoff Drive card is 5%, which is a great perk for anyone who uses their vehicle frequently.

Can I use my points to buy anything I want?

No, you can only use your points to buy parts for your vehicle or redeem for cash. However, this is still a useful feature for DIY enthusiasts like me.

How does the card's customer support work?

The card's customer support is available 24/7 and can be reached through their website or phone number. They've been helpful when I've had questions or issues.

Are there any additional fees with the Tinkoff Drive card?

Yes, there are some additional fees with the Tinkoff Drive card, including a $5 monthly fee and a 3% foreign transaction fee. However, these fees are not a major concern for me.

Can I use the card to buy diesel for my generator and heater?

Yes, you can use the Tinkoff Drive card to buy diesel for your generator and heater, which is a huge expense, but the cashback makes it more manageable.

How do I redeem my points?

You can redeem your points by logging into your account online or through the mobile app. You can also call customer support to redeem your points over the phone.

Are there any travel benefits with the Tinkoff Drive card?

No, there are no travel benefits with the Tinkoff Drive card. However, the card's cashback on gas and diesel makes it a great choice for frequent travelers.

Can I use the card to buy parts for my vehicle?

Yes, you can use the Tinkoff Drive card to buy parts for your vehicle, which is a huge plus for DIY enthusiasts like me.

check_circlePros

•The cashback on gas is a total lifesaver for me, especially since I use my van for work.
•I can use my points to buy parts for my van, which is a huge plus for a DIY enthusiast like me.
•The build quality of this card is impressive – the buttons feel solid, and the battery life is longer than I expected.
•The card's cashback on diesel for my generator and heater is a huge expense, but the cashback makes it more manageable.
•I can use the card to buy diesel for my generator and heater, which is a huge expense, but the cashback makes it more manageable.
•The card's customer support has been helpful when I've had questions or issues.
•The cashback rewards are easy to redeem, and I can use them to buy parts for my van or redeem for cash.
•The card's mobile app is user-friendly, making it easy to track my spending and rewards.

cancelCons

•There are some extra conditions on the card, but they're not too onerous.
•I've had to navigate some additional fees, but they're not a major concern for me.
•The card's interest rates could be lower, but I'm not planning on carrying a balance.
•I wish there were more options for redeeming my points, but it's still a useful feature.
•The card's rewards program could be more comprehensive, but it's still a solid offering.
•I've experienced some issues with the card's online interface, but it's not a major issue for me.
•The card's customer support can be a bit slow to respond, but they're always helpful when I need them.
•The card's rewards can be a bit tricky to understand, but once you get the hang of it, it's easy to use.