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Lime Loan
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My Rollercoaster Ride with Lime Zaim: A Cautionary Story
summarizeEditor's Summary
I've been using Lime Zaim for years, and let me tell you, it's been a real wild ride. I've taken out loan after loan, each one a little more expensive than the last. The terms are standard, but the lack of transparency about the interest rates and fees really got me. I've learned my lesson, and I'm sharing it with you - be careful with this one.
settingsSpecifications
KararKötü
Kalite4/10
MüşteriDesteği7/10
KrediTahsisSüreci8/10
My Rollercoaster Ride with Lime Zaim: A Cautionary Story
I've been using Lime Zaim for years, and let me tell you, it's been a wild ride.
It all started back in 2024 when I was really struggling to make ends meet. I took out my first loan, which was worth 10,000 rubles, and I thought I'd finally caught a break. But as the months went by, I found myself taking out loan after loan, each one a little more expensive than the last. I mean, I'm not proud of it, but it seemed like a good idea at the time.
Lime Zaim's website is pretty user-friendly, with a clean design and a dash of green accents. The terms are standard, with the first loan free and subsequent loans at 0.8% per day. But what really stood out to me was their lack of aggressive marketing tactics. They don't offer discounts or promotions to lure in customers, which is actually kind of refreshing.
I took out my fifth loan in November 2024, which was a big mistake - it was worth 20,000 rubles. A few months later, I realized I couldn't pay it back due to a decrease in income and financial strain. I sent them two years' worth of tax returns, and they agreed to grant me credit holidays without any issues. I even wrote them a letter, and they stopped charging interest during the holidays. I mean, I was really impressed with their customer support at that point.
Fast forward to August 2025, when I was supposed to pay off the loan, but I couldn't due to financial constraints. Now, in February 2026, they've filed a lawsuit against me without even notifying me. No offer of a payment plan or a discount, just a straight lawsuit. I'd already paid back 14,000 rubles by the time they granted me credit holidays. It's like they just gave up on helping me.
Let's do the math: I borrowed 20,000 rubles, paid back 18,000, and still owe 26,000, which is growing until it reaches the maximum. It's like they're trying to squeeze every last ruble out of me.
I've tried to communicate with Lime Zaim, but they seem to be more interested in collecting their money than in helping me. I've been a loyal customer, but it seems that loyalty means nothing to them. It's like they're just using me for their own gain.
I wouldn't recommend Lime Zaim to anyone. They're not a loyal partner, and they'll take you to court without warning. Not even when you're willing to settle the issue out of court. It's just not worth the risk.
My experience with Lime Zaim has been a wild ride, and I wouldn't wish it on my worst enemy. They may seem like a good option at first, but trust me, they're not worth it.
live_helpFeatured FAQ
What are the interest rates and fees like on Lime Zaim?
The interest rates on Lime Zaim are pretty steep, especially on subsequent loans. The fees for paying back the loan in the personal account are huge, and the company doesn't warn you about them. Make sure to read the fine print and understand the terms before taking out a loan.
How does the customer support work on Lime Zaim?
The customer support on Lime Zaim is decent, but it's not always easy to get in touch with someone. They'll often just tell you to pay up, rather than helping you with your issue. I've had my fair share of problems with the customer support, and I'm not impressed with their service.
Can I trust Lime Zaim with my personal and financial information?
I wouldn't say I trust Lime Zaim completely with my personal and financial information. The platform is not transparent about the interest rates and fees, and the company is aggressive in collecting payments. Be careful when using Lime Zaim, and make sure to read the fine print before taking out a loan.
How does the loan repayment process work on Lime Zaim?
The loan repayment process on Lime Zaim is pretty straightforward. You'll need to pay back the loan in the personal account, and the fees will be deducted from your payment. Just make sure to read the fine print and understand the terms before taking out a loan.
Can I get a refund if I'm not satisfied with the service?
I wouldn't say I'm satisfied with the service on Lime Zaim. The company is aggressive in collecting payments, and they'll take you to court if you don't pay up. I wouldn't recommend trying to get a refund, as it's not worth the hassle.
How does the interest rate calculation work on Lime Zaim?
The interest rate calculation on Lime Zaim is pretty standard. The interest rate is calculated daily, and it's based on the outstanding loan balance. Just make sure to read the fine print and understand the terms before taking out a loan.
Can I take out a loan on Lime Zaim if I have a bad credit history?
I wouldn't say I'd recommend taking out a loan on Lime Zaim if you have a bad credit history. The interest rates are pretty steep, and the fees are huge. You might want to consider other options, as Lime Zaim is not the best choice for people with bad credit.
How does the platform work on Lime Zaim?
The platform on Lime Zaim is pretty user-friendly, with a clean design and a dash of green accents. You can easily navigate the website and find the information you need. Just make sure to read the fine print and understand the terms before taking out a loan.
check_circlePros
- •The website is pretty user-friendly, with a clean design and a dash of green accents.
- •The first loan is free, which is a nice perk.
- •The company doesn't offer discounts or promotions to lure in customers, which is actually kind of refreshing.
- •The terms are standard, so you know what you're getting into.
- •The customer support is decent, but it's not always easy to get in touch with someone.
- •The platform is easy to use, even for someone who's not tech-savvy like me.
cancelCons
- •The interest rates are pretty steep, especially on subsequent loans.
- •The fees for paying back the loan in the personal account are huge.
- •They don't warn you about the interest rates and fees, so you're left in the dark.
- •The company is aggressive in collecting payments, and they'll take you to court if you don't pay up.
- •The platform is not transparent about the interest rates and fees, which is a major red flag.
- •The customer support is not always helpful, and they'll often just tell you to pay up.
