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My Worst Loan Experience Ever - Until Payday's Sneaky Fees
laurenbk
Finance
1.0
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Do Until Payday by Dozarplati
Product
1.0

Do Until Payday by Dozarplati

I've been there - stressing about how to cover the bills until payday. That's why I love Do Until Payday. It's a game-changer for anyone who wants to stay on top of their finances. With this tool, you can create a budget, track your spending, and make informed decisions about your money. No more scrambling for cash when you need it most. It's a huge relief to know exactly how much you've got coming in and going out until your next paycheck.
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My Worst Loan Experience Ever - Until Payday's Sneaky Fees

summarizeEditor's Summary

I'm sharing my super disappointing experience with Until Payday, a loan company that's got some pretty shady practices. I applied for a 3000 ruble loan with 0% interest, but they approved me for 16,990 rubles with a bunch of extra services and fees that I had no idea I was signing up for. The worst part? They made it seem like a good deal at first, but it turned out to be a total nightmare. I'm warning you, folks: stay away from this company! I've got the details on how it all went down, and I'm hoping my experience can save you from making the same mistake.

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Fiyat1/10
KararKötü
DönemSüre1/10
HizmetKalite2/10
DestekServisi1/10
Hey there, folks!
I'm sharing my super disappointing experience with a loan company that's got some pretty shady practices.
I've taken loans from a few different places before, and I've always been happy with the terms and the process. But this company, 'Until Payday,' has got some tricks up its sleeve that I just didn't see coming.
I went to their website because my usual loan company was having some technical issues. I'm a bit of a research nerd, so I read the reviews and thought, 'What's the worst that could happen?' Big mistake - it turned out to be a whole lot worse than I expected.
I applied for a loan of 3000 rubles, with 0% interest, for 5-7 days. I entered my personal and passport info, sent the SMS code, and... voilà! They approved me for 16,990 rubles with a bunch of extra services and fees that I had no idea I was signing up for.
I was like, 'Uh, no thanks!' and tried to remove the extra services, but another package popped up with a 9990 ruble fee. I needed the full 3000, so I was stuck. I mean, who tries to sneak extra fees onto a loan application, right?
I tried to contact their support team to cancel the application and account, but all I got was a robot's response saying I'd already been approved and had to pay the fees. Yeah, real helpful.
Then, an operator called me and started lecturing me about why I shouldn't be complaining. She said I should just pay the extra 400 rubles and that my credit score would be ruined if I didn't take the loan. I mean, come on - that's just not right.
I told her I hadn't agreed to anything and didn't want to pay the fees. She just kept talking over me and saying I was being unreasonable. I finally told her I'd report them to the consumer protection agency, and that shut her up pretty quick.
So, to all you folks out there, beware of companies that try to push extra services and fees onto you!

live_helpFeatured FAQ

What kind of loan did I apply for?

I applied for a 3000 ruble loan with 0% interest for 5-7 days.

How much did they approve me for?

They approved me for 16,990 rubles with a bunch of extra services and fees that I had no idea I was signing up for.

What kind of extra services and fees did they charge me?

I'm not entirely sure, but it seemed like they were trying to sell me on a bunch of unnecessary add-ons.

Can I return the loan?

It's not easy, let me tell you. The return process was a total headache.

What should I do if I'm considering taking out a loan with Until Payday?

Don't do it, folks. Trust me, you don't want to go through what I went through.

Can I trust the reviews on their website?

I wouldn't trust them as far as I could throw them. It's clear that they're trying to manipulate you into taking out a loan.

What kind of customer support did they offer?

It was basically non-existent. They didn't even bother to respond to my questions or concerns.

Can I get a refund?

Good luck with that. I tried to get a refund, but it was a total nightmare.

How did I find out about the extra fees?

I didn't find out until after I'd already signed up for the loan. They buried the fine print in the terms and conditions.

cancelCons

  • •Sneaky fees that I didn't see coming
  • •Untransparent terms and conditions
  • •Overpriced loan with hidden extras
  • •Poor customer support
  • •Difficult return process
  • •Misleading advertising
  • •Lack of clear information
  • •Unreasonable interest rates
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Do Until Payday by Dozarplati

Do Until Payday by Dozarplati

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