Cashback Credit Card Review for Freelancers

My Cashback Credit Card: A Lifesaver for Freelancers

summarizeEditor's Summary

As a freelancer, I've found that a cashback credit card is a total lifesaver. It lets me cover purchases, ATM withdrawals, and transfers without worrying about interest charges for 60 days. If I pay off the balance in full, I don't pay any interest at all. The app makes it easy to track my spending and stay on top of payments. I can pay for everything from coffee to groceries, and the interest-free period just restarts when I make a payment. I've already earned a decent amount in cashback rewards just by using the card for daily expenses.

settingsSpecifications

Fiyat7/10

KararMükemmel

Uygulama9/10

Kazançlar8/10

HesapBakiyesi10/10

ParaYönetimi8/10

Kullanışlılık9/10

MüşteriDesteği9/10

I write a lot - we're talking three cups of coffee a day, loaded with syrup. It's crazy how quickly coffee went from being a treat to a budgetary concern.

A friend recommended I get a cashback credit card, and it's been a lifesaver. My card has a 60-day interest-free period, which is a game-changer. That means I can cover purchases, ATM withdrawals, and transfers without worrying about interest charges. I can buy a new blender, send money to friends, or pay for takeout from the bakery, and then the interest-free period just restarts when I make a payment.

Here's the thing: if you pay off the balance in full, you don't pay any interest at all. I've been using the card for five months now, and it's been a huge help. The app shows me exactly how much I've spent, how much I have left, and when I need to make a payment.

I'm starting to think, how did I live without this card? It's like the bank knew freelancers need a latte or two to get through the day.

The verdict: if you've got a dynamic lifestyle and can plan your expenses, this card is a must-have. Now I'm borrowing money for coffee and life, but without the pesky interest charges. I mean, who doesn't love that?

I've been using this card for a few months now, and I've already seen some great benefits. The cashback rewards are nice, but it's the interest-free period that's really made a difference for me.

I appreciate the flexibility this card offers. I can use it for anything from everyday purchases to bigger-ticket items like a new laptop or a weekend getaway.

Of course, there are some caveats to keep in mind. You do need to pay off your balance in full each month to avoid interest charges. But if you can make that work, this card is definitely worth considering.

I'm really happy with my cashback credit card. It's been a valuable addition to my financial toolkit, and I'm excited to see how it continues to help me save money and earn rewards.

One of the things I love about this card is the app. It's super user-friendly and makes it easy to keep track of my spending and payments.

Another perk is the customer support. I've had a few questions, and the team has always been helpful and responsive.

Overall, I think this card is a great option for anyone who wants to earn rewards and save money on interest charges.

live_helpFeatured FAQ

What is the interest-free period on this credit card?

The credit card has a 60-day interest-free period, which means you can cover purchases, ATM withdrawals, and transfers without worrying about interest charges. If you pay off the balance in full, you don't pay any interest at all.

How do I track my spending on this credit card?

The app shows you exactly how much you've spent, how much you have left, and when you need to make a payment. It's super easy to use and helps you stay on top of your finances.

Can I earn cashback rewards with this credit card?

Yes, you can earn cashback rewards with this credit card. The rewards are a nice bonus, and you can earn a decent amount just by using the card for daily expenses.

What kind of customer support does this credit card offer?

The bank offers customer support through the app, which is convenient and helpful when you have questions. You can also call customer support if you need to talk to someone.

Can I return items purchased with this credit card?

Yes, you can return items purchased with this credit card. The return policy is lenient, so if you need to return something, you can do it without any hassle.

Is this credit card easy to use?

Yes, this credit card is super easy to use. You can just swipe it and go, without having to worry about complicated fees or fine print.

What is the interest rate on this credit card?

The interest rate on this credit card is a bit higher than I'd like, but it's not a deal-breaker for me.

Can I earn higher cashback rewards with this credit card?

Unfortunately, the cashback rewards on this credit card are not the highest, but they're still a nice bonus. You can earn a decent amount just by using the card for daily expenses.

How do I pay off my balance on this credit card?

You can pay off your balance in full at any time, and you won't pay any interest if you do. The app makes it easy to track your payments and stay on top of your balance.

Can I use this credit card for online purchases?

Yes, you can use this credit card for online purchases. Just enter your card details and complete the transaction as usual.

check_circlePros

•The 60-day interest-free period is a huge help - it gives me time to pay off my balance without getting hit with interest charges.
•I love that the app shows me exactly how much I've spent, how much I have left, and when I need to make a payment.
•The cashback rewards are a nice bonus - I've already earned a decent amount just by using the card for daily expenses.
•The card is super easy to use - I can just swipe it and go, without having to worry about complicated fees or fine print.
•I appreciate that the bank offers customer support through the app - it's convenient and helpful when I have questions.
•The return policy is lenient, so if I need to return something, I can do it without any hassle.

cancelCons

•The interest rate is a bit higher than I'd like, but it's not a deal-breaker for me.
•I wish the cashback rewards were higher, but I guess that's just the way the credit card industry works.
•Sometimes the app can be a bit glitchy, but it's not a major issue.
•I've had to call customer support a few times, and while they're friendly, they're not always super helpful.
•I've noticed that the credit limit can be a bit low, but I'm not sure if that's just because I'm a new customer.
•I've had some issues with shipping and delivery times, but that's not really the card's fault.