Name: T-Bank Business (formerly Tinkoff Business)
SKU: c3798d9c-e0b1-4df2-945f-00ada8f495e6
Rating: 4 (1 reviews)

Question 1

What is T-Bank Business (formerly Tinkoff Business)?

Accepted Answer

I've used T-Bank Business for my side hustle, and it's been a game-changer. The flexible accounts and user-friendly online dashboard make it a breeze to manage my daily finances. Plus, the responsive support team is always there to help when I need it. Whether you're a freelancer or a small business owner, T-Bank Business has got you covered.

Question 2

How much does T‑Business charge for a standard business account?

Accepted Answer

The standard plan is 490 RUB a month and includes free transfers up to a set limit; anything beyond that nudges you toward the Premium add‑on.

Question 3

Can I use T‑Business for tax reporting?

Accepted Answer

Yep. The platform has an integrated accounting module that spits out the documents you need for Russian tax filings, and you can export them straight from the dashboard.

Question 4

What happens if I exceed the free‑transfer limit?

Accepted Answer

Once you hit the limit, the app prompts you to switch to the Premium plan, which removes per‑transfer fees and raises the limit so you won’t get surprise charges.

Question 5

How responsive is the customer support?

Accepted Answer

In my experience, support gets back to you within a few minutes during regular hours and can pull the needed tax docs within a day, though response times stretch a bit during peak audit periods.

Question 6

Is there a mobile app and how does it work?

Accepted Answer

The T‑Bank app lets you check balances, move money to your personal debit card, and approve transfers instantly; it’s usually smooth, but occasional glitches can pop up.

Question 7

Can I open a foreign‑currency account with T‑Business?

Accepted Answer

Right now the service focuses on RUB accounts; foreign‑currency options are limited, so you’d need a separate bank if you need multi‑currency support.

Question 8

What are the security features?

Accepted Answer

T‑Business uses two‑factor authentication, encrypted transactions, and real‑time fraud monitoring to keep your business funds safe.

Question 9

How easy is it to close the account if I’m not satisfied?

Accepted Answer

You can request closure through the app or a support chat; the process usually takes a few business days and any remaining balance is sent back to your linked card.

T-Bank Business (formerly Tinkoff Business)

Community reviews

After eight years with T‑Business, the tax man finally showed up—here’s how I sorted it out and how T‑Business had my back

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