Name: Rosselkhozbank UnionPay Debit Card Reviews
SKU: 2788becc-5c22-4ffd-82d5-7fb7ba01a339
Rating: 4 (1 reviews)

Question 1

What is Rosselkhozbank UnionPay Debit Card Reviews?

Accepted Answer

Get the Rosselkhozbank UnionPay debit card for seamless UnionPay transactions – from groceries to online shopping and ATM withdrawals. Enjoy no credit checks and straightforward, low-key fees. It's perfect for everyday spending, and you can rest assured that you're getting a solid value for money.

Question 2

Which countries accept the Rosselkhozbank UnionPay card?

Accepted Answer

UnionPay is accepted in more than ten countries for Russian cardholders. Key destinations include Turkey, Thailand, United Arab Emirates, Singapore, Kazakhstan, Belarus, Kyrgyzstan, Uzbekistan, Georgia, and Egypt. In each of these markets you can use the card at most major retailers, hotels, and ATMs without needing to convert to local cash.

Question 3

Can I use the card for online purchases abroad?

Accepted Answer

Yes, the card works for e‑commerce sites that support UnionPay, which covers many Asian and Middle‑Eastern retailers. Some European and North‑American sites still require Visa or Mastercard, so you might need a secondary card for those purchases. Make sure the merchant supports 3‑D Secure for added protection.

Question 4

What happens after the July 19 cutoff for UnionPay overseas payments?

Accepted Answer

Starting July 19, Rosselkhozbank will no longer process UnionPay transactions that originate outside of Russia. That means any purchase or ATM withdrawal abroad will be declined. Travelers are advised to order a backup Visa or Mastercard before the deadline to avoid interruptions.

Question 5

Are there any hidden fees when I withdraw cash overseas?

Accepted Answer

Every foreign ATM withdrawal incurs a 2 % surcharge plus a fixed 200‑ruble fee, which is displayed before you confirm the transaction. There are no additional hidden fees, but the exchange rate applied is the interbank rate, which can fluctuate. Plan your cash needs ahead to minimize the number of withdrawals.

Question 6

How do I activate the card if I’m not in Russia?

Accepted Answer

Activation can be done via a video‑call with a Rosselkhozbank representative or by visiting a partner branch abroad that offers Russian banking services. You’ll need to show a valid ID and confirm your personal details. If you’re already overseas, schedule the video‑call in advance to avoid delays.

Question 7

Is there a way to earn rewards or cashback with this card?

Accepted Answer

Unfortunately, the Rosselkhozbank UnionPay card does not include a rewards or cashback program. The focus is on low fees and free issuance rather than incentive schemes. If earning points is important to you, consider pairing this card with a separate rewards‑focused credit card.

Question 8

What exchange rate does the card use for foreign transactions?

Accepted Answer

The card applies the interbank exchange rate at the moment of the transaction, which is typically more favorable than rates offered by currency‑exchange booths. There is no markup beyond the standard 2 % ATM fee for cash withdrawals. This makes it a solid choice for shoppers who want transparent conversion costs.

Question 9

Can I add the card to Apple Pay or Google Pay?

Accepted Answer

Yes, the card is fully compatible with both Apple Pay and Google Pay. After linking, you can make contactless payments in stores that accept mobile wallets, even if the merchant doesn’t display the UnionPay logo. This adds an extra layer of convenience for travelers who prefer to travel light.

Question 10

How does customer support handle lost or stolen cards while I’m traveling?

Accepted Answer

You can report a lost or stolen card instantly through the Rosselkhozbank mobile app or by messaging the support team on Telegram. The bank will block the card immediately and issue a temporary virtual card for online use. Physical replacements are mailed to your registered address and can take up to two weeks, so keep a backup payment method on hand.

Question 11

Is the card’s chip‑and‑pin secure against fraud?

Accepted Answer

The card features an EMV chip, a CVV2 code, and supports 3‑D Secure for online purchases, providing strong protection against counterfeit fraud. You can also set transaction limits in the app and receive real‑time alerts for any suspicious activity. These layers make it a safe option for both in‑store and online spending.

Question 12

What are the limits for contactless payments and daily withdrawals?

Accepted Answer

Contactless payments are capped at 2,000 RUB per transaction, with a cumulative daily limit of 10,000 RUB. Daily ATM withdrawal limits are set at 30,000 RUB, but you can request a higher limit through the app if you need more cash for a specific trip. Both limits can be adjusted temporarily by contacting customer support.

Question 13

Do I need to inform Rosselkhozbank before traveling to avoid transaction blocks?

Accepted Answer

While the card generally works abroad without prior notice, it’s a good idea to add your travel itinerary in the mobile app under “Travel Settings.” This helps the fraud detection system recognize legitimate foreign transactions and reduces the chance of a temporary block. If you forget to set it up, you can still unblock the card by confirming a security code sent via SMS.

Rosselkhozbank UnionPay Debit Card Reviews

Community reviews

The card works in more than 10 countries—here’s where it does and doesn’t, and Rosselkhozbank is stopping UnionPay overseas payments after July 19

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