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Linnette Reviews Reviews & Ratings
Banks and banking products

Linnette Reviews

Linnette is a straightforward finance tool that keeps it real. No frills, just a simple way to manage your money. It's designed to help you stay on top of your finances without all the extras. With Linnette, you can keep track of your money and make sense of your spending.

4.0
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1 ratings

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Would recommend

add_circlePros

  • •Zero annual fee – you start saving right away
  • •Extra 1% discount on Ozon purchases when you pay with the card
  • •Mobile app is intuitive, lets you track spend and rewards in seconds
  • •Fast activation: a quick photo and passport check, no paperwork

do_not_disturb_onCons

  • •The extra cashback program stopped after two years, cutting expected earnings
  • •Higher foreign transaction fees compared to some competitor cards
  • •Discount only applies to Ozon, limiting usefulness for non‑Ozon shoppers
  • •Cashback credits sometimes lag a week before appearing in the app
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Community reviews

1 reviews from verified members.

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category Finance

I’ve had this card for two years, then they stopped the extra cashback and that really bugged me—but the bank still has some perks I’ll share.

starstarstarstarstar4.0

Two-year review of a no‑fee card with Ozon discounts and extra cashback—now gone. See pros, cons, and if it’s still worth it.

emmaDawson AvataremmaDawson•last week
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Frequently Asked Questions

What is Linnette Reviews?

Linnette is a straightforward finance tool that keeps it real. No frills, just a simple way to manage your money. It's designed to help you stay on top of your finances without all the extras. With Linnette, you can keep track of your money and make sense of your spending.

Why did the extra cashback stop after two years?

The bank announced that the promotional cashback tier was a limited‑time offer that ended in 2025. It wasn’t a system error – the terms were always set to expire after a certain period.

Can I still get discounts on Ozon after the cashback ended?

Yes, the standard 1% discount on Ozon purchases remains active as long as you use the card for payment. It’s a permanent perk, unlike the extra cashback.

How does the card’s mobile app help with budgeting?

The app categorizes your spend automatically, shows real‑time balance updates, and lets you set monthly limits. It’s a handy tool for keeping tabs on everyday expenses.

Is the card’s customer support reliable for overseas issues?

Customer support is reachable 24/7 via phone and chat, and they typically resolve overseas transaction disputes within 48 hours. However, foreign transaction fees still apply.

What security features does the card offer?

It includes EMV chip, contactless protection, and instant freeze/unfreeze options in the app. You also get SMS alerts for large or unusual purchases.

Are there any hidden fees I should watch out for?

Aside from the standard foreign transaction fee, there are no hidden maintenance charges. Just watch out for cash‑advance fees if you use the card at an ATM.

How does the card compare to other no‑fee cards in Russia?

It stands out with the Ozon discount and a user‑friendly app, but competitors may offer broader merchant discounts or lower foreign fees. Choose based on which perk matters most to you.

Can I return the card if I’m not satisfied?

Yes, the bank allows a 30‑day return period for a full refund of any fees you might have incurred. Just contact customer support and request the return.

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