OneClickMoney
A Mixed Bag with Vanklikmoney: Convenience Meets Hidden Fees
summarizeEditor's Summary
I've had the pleasure of working with Oneclickmoney, a well-known Rostov-based microfinance organization with a few notable brands under its belt. I've taken loans from three of their family members, including Vanklikmoney. The terms are always the same: a daily interest rate of 0.8%, but be warned – these easy loans come with a hefty price tag. The convenience is great, but the hidden fees will cost you more than you signed up for. I've learned to be cautious and always read the fine print before taking out a loan.
settingsSpecifications
live_helpFeatured FAQ
What's the interest rate for Vanklikmoney loans?
The daily interest rate is a fixed 0.8%, but be aware that this rate is applied to the loan amount, including any insurance fees.
How long does it take to get approved for a Vanklikmoney loan?
The application process is quick and easy, with approvals happening almost instantly.
Can I adjust the loan terms or repayment schedule?
Unfortunately, the loan terms are always the same, with no flexibility to adjust or customize.
What happens if I miss a loan repayment?
Their methods of debt collection are a bit aggressive, so it's essential to make repayments on time to avoid any issues.
Can I get a loan from Vanklikmoney if I have a poor credit history?
I've had mixed results with this, but it's worth a try – just be aware of the potential risks and fees.
How do I contact Vanklikmoney customer support?
You can reach out to their customer support team via phone, email, or through their website.
Can I get a refund or return a Vanklikmoney loan?
Unfortunately, this isn't possible – once you've taken out a loan, you're committed to making repayments.
What's the maximum loan amount I can get from Vanklikmoney?
The maximum loan amount varies, but I've taken out loans up to 14,000 rubles in the past.
Are there any hidden fees with Vanklikmoney loans?
Yes, be aware that they often add insurance fees to the loan amount, which can increase the total cost.
check_circlePros
- •Fast money transfer – my loan was approved in no time.
- •The application process is super straightforward, with just a simple questionnaire to fill out.
- •I was approved almost every time, with a near-100% approval rate.
- •The website is user-friendly and easy to navigate.
- •I've never had any issues with the loan repayment process.
- •Customer support is decent, but not exceptional.
cancelCons
- •They always try to sneak in insurance, which they add to the loan amount – a total surprise.
- •The interest rate is calculated based on the higher amount, including the insurance, which is a sneaky move.
- •Their methods of debt collection are a bit aggressive, to say the least.
- •The loan terms are always the same, with no flexibility or options to adjust.
- •I've had to pay a lot more than I initially signed up for, which is a major drawback.
- •The value for money is not great, considering the hidden fees and interest rates.
